Summary

Liquid Finance is set to transform commercial real estate (CRE) lending by seamlessly integrating Bitcoin (BTC) collateral, AI-driven underwriting, and DeFi-inspired transparency within a unified protocol. Our two-token model—comprising the governance token LIQUID and pool-specific deposit tokens dripTokens—ensures that decision-making remains decentralized while investors enjoy clear, direct exposure to their investments.

Borrowers benefit from significantly reduced interest rates, streamlined loan origination from months to days, and the flexibility to refinance effortlessly as BTC appreciates. Investors gain dual yields from stable real estate returns and BTC’s growth potential, supported by transparent, on-chain reporting. Private lenders can create customized pools tailored to their specific risk and return preferences, fostering innovation and enhancing market efficiency.

Key highlights include:

• BTC Cross-Collateralization: Enhances loan security and lowers borrowing costs.

• AI-Driven Efficiency: Accelerates underwriting and reduces operational costs.

• Fixed-Rate Simplicity + Quick Refinance: Offers predictable payments with minimal refinancing fees.

• Two-Token Model: Balances governance with investment performance.

By merging decentralized finance with traditional real estate lending, Liquid Finance creates a transparent, efficient, and scalable ecosystem. This pioneering approach not only addresses the limitations of conventional CRE financing but also paves the way for BTC-backed loans to become the new standard in real estate investment, driving innovation and delivering exceptional value for all stakeholders.